Big Purchases, Small Payments — **Convert your payments at Joyalukkas into 0% Easy Payment Plan (EPP)**

Dubai Islamic Bank (DIB) cardholders get **Convert your payments at Joyalukkas into 0% Easy Payment Plan (EPP)** at Big Purchases, Small Payments (Rewards & Miles) in United Arab Emirates. The offer runs until 2027-08-30. Pay with an eligible Dubai Islamic Bank (DIB) card at checkout to have the discount applied.

- [![nav-account](https://www.dib.ae/images/default-source/navigation/mega-menu/nav-account.tmb-.png?Culture=en&sfvrsn=b56d024f_2)Accounts](https://www.dib.ae/personal/accounts) - [![nav-card](https://www.dib.ae/images/default-source/navigation/mega-menu/nav-card.tmb-.png?Culture=en&sfvrsn=f8395211_2)Cards](https://www.dib.ae/personal/cards) - [![nav-deposit](https://www.dib.ae/images/default-source/navigation/mega-menu/nav-deposit.tmb-.png?Culture=en&sfvrsn=7af16d32_2)Deposits](https://www.dib.ae/personal/deposits) - [![Business Finance](https://www.dib.ae/images/default-source/business/icon_business-finance.tmb-.png?Culture=en&sfvrsn=41731aff_2)Investment Products](https://www.dib.ae/personal/investment-products) - [![icon_auto_finance](https://www.dib.ae/images/default-source/navigation/mega-menu/icon_auto_finance.tmb-.png?Culture=en&sfvrsn=4aad9128_1)Auto Finance](https://www.dib.ae/personal/auto-finance) - [![icon_home_finance](https://www.dib.ae/images/default-source/navigation/mega-menu/icon_home_finance.tmb-.png?Culture=en&sfvrsn=72b10936_1)Home Finance](https://www.dib.ae/personal/home-finance)

Offer details

Merchant
Big Purchases, Small Payments
Discount
**Convert your payments at Joyalukkas into 0% Easy Payment Plan (EPP)**
Bank / card issuer
Dubai Islamic Bank (DIB)
Category
Rewards & Miles
Valid until
2027-08-30
Country
United Arab Emirates

How to use this offer

  1. Make sure your Dubai Islamic Bank (DIB) card is eligible for the promotion.
  2. Shop or book at Big Purchases, Small Payments (Rewards & Miles).
  3. Pay with the eligible card so **Convert your payments at Joyalukkas into 0% Easy Payment Plan (EPP)** is applied before 2027-08-30.

Terms and conditions

Eligible cards: DIB Al Islami Card, DIB Covered Card - Offer valid until 30/08/2027. Offer is applicable on DIB Covered Cards only (excluding DIB Corporate Cards, Charge Cards and Al Islami Cards). Min transaction amount to qualify for the offer is  500 and can be converted to an Installment plan for 6, 12 and 24-month tenor only. There are no charges to convert to Easy Payment Plan (EPP). There are No Early Settlement charges. Gold Coins, Gold Bars and 24k gold products are not eligible under the 0% EASY PAYMENT PLAN (EPP). If the Covered Card is overdue, blocked or suspended for any reason whatsoever, then the Offer shall stand forfeited but may be reinstated, at the sole discretion of the Bank. The Offer Terms and Conditions shall be governed by the Principles of Sharia. DIB Cards can be used for purchasing Sharia-compliant products and services only. Offer valid until 30/08/2027. DIB Covered Cards T & Cs apply. [Click here](https://www.dib.ae/docs/default-source/cpr/tc/cards-tc-salam-cards-tc-en.pdf?sfvrsn=fe85915e_46) to know more. All other terms and conditions pertaining to EASY PAYMENT PLAN (EPP) plans will continue to be applicable. [Click here](https://www.dib.ae/docs/

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